Over 53,000 cases of online frauds were registered in India in 2017, according to the Indian Computer Emergency Response Team (CERT-In). While online transactions make life very easy for a lot of us, we need to have knowledge of staying safe online.
So, here are some steps you can follow to avoid becoming another victim of online frauds!
A Few Steps You Can Follow To Avoid Online Frauds!
- Avoid opening emails or attachments that look suspicious. They can be phishing emails.
- Phishing is the fraudulent practice of sending emails, to make you reveal your personal information, such as passwords and credit card numbers.
- While creating your password, try to use a mix of words and numbers, instead of just numbers.
- Never keep passwords like 12345, or 0000 or 9999 or abc12345 etc. which are very easy to guess
- You should never share your internet banking user ID and the password with anyone.
- Never share your Debit Card and Credit Card PIN and CVV and even OTPs.
- Never reply to calls from people saying they are from your bank or RBI, etc. and if they ask for your bank account number, ATM PIN, etc.
- Even if they call you saying there are some points on your card and they want to transfer it to you.
- They are all frauds. Banks and even RBI never call and ask for such details or ask to transfer points, etc.
- Never in any circumstances use public or open WIFI networks especially for online banking.
- Use updated antivirus software on your computer.
- The best way would be if you can purchase it instead of just randomly downloading it.
- Never keep your internet banking password similar to any of your other social media accounts or e-mails.
- Always keep your social media privacy settings to friends only.
- Do not share your Aadhaar card number or date of birth with strangers.
- Always mention the purpose for which your document copy is being submitted to an agent.
If you are looking for an unsecured business loan, Gromor Finance offers a simple, automated online application process, where all your information is kept safe and secure.