Agar ap apne business keliye loan lene ki soch rahe hai to ek business loan agreement zaruri hojata hai. Ye agreement ek loan lene wale aur loan dene wale ke beech me sign hota hai.
Ek business loan agreement me kuch cheesein honi zaruri hai:
1. Loan amount
Loan agreement me loan amount, loan kabtak keliye diya gaya hai, loan disbursal ki date, hone chaiye.
2. Interest clause
Isme yeh likha hota hai ke apko kitna interest pay karna hai aur kaunsa type ka interest hai fixed ya floating. Isme yeh bhi likha hota hai ke agar apne loan interest deneme deri ki ya nai depaye to kitni penalty deni padegi.
3. Repayment clause
Isme yeh likha hota hai ke apko loan kab aur kaise chukana hai. Agar installments me payment hoga to wo bhi is clause me mention hona chaiye.
4. Loan security
Is section me yeh likha hoga ke loan secured hai ke unsecured aur agar secured hai to kaunsa asset as security diya gaya hai.
Jo bhi saari conditions applicant ko follow karni hai jaise ke taxes, fees aur licences yeh sab is section me hoga.
Agar interest rate ke alawa isme koi fees included hai to wo is section me likhna hoga.
Agar ap apne business keliye loan lena chahte hai to ap Gromor Finance ko contact kar sakte hai!